Disclaimer

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=3 height=64 BGCOLOR="#FFFFFF" TEXT="#080000" bgproperties="fixed" background="04b64643.gif"> <div> <I>Disclaimer</I></div> <div> </div> </td> </tr><tr> <td valign="top" rowspan="2" width=160 BGCOLOR="#996666" TEXT="#080000" bgproperties="fixed" background="04a64643.gif"> <div> Home Page of</div> <div> <A HREF="index.htm" TARGET="_top" TITLE="Stephen J. Edwards, Attorney at Law"><U><B>Stephen J. Edwards, Attorney at Law</B></U></A></div> </td> <td valign="top" height=389 colspan=2 BGCOLOR="#FFFFFF" TEXT="#080000" bgproperties="fixed" background="04b64643.gif"> <div> <TABLE BORDER="0" CELLPADDING="1" CELLSPACING="1" WIDTH="362" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="VOID" RULES="NONE" ALIGN="BOTTOM" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=CENTER HEIGHT= 215 WIDTH="358"><div> Disclaimer:</div> <div>  </div> <div> The information provided on this web site is true to the best of our knowledge, information and belief,but it is not legal, tax or accounting advice and no attorney-client or other professional relationship exists between Stephen J. Edwards, Attorney at Law and the reader of this information. Before implementing or relying upon any information you see on this web site, you should consult with your chosen attorney or other professional advisor.</div> </tD> </tR> </TABLE></div> <bR> <bR> </td> </tr><tr> <td valign="top" colspan=2 height=27 BGCOLOR="#996666" TEXT="#080000" bgproperties="fixed" background="04a64643.gif"> <div> <A HREF="id25.htm" TARGET="_top" TITLE="Small Business Law"><U><IMG SRC="04c0d120.gif" border=0 width="13" height="18" ALT="previous" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A>   <A HREF="id74.htm" TARGET="_top" TITLE="Biography"><U><IMG SRC="04d0d120.gif" border=0 width="13" height="18" ALT="next" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A>      <IMG BORDER="0" SRC="1x1.gif" HEIGHT="18" ALIGN="BOTTOM" HSPACE="0" VSPACE="0" WIDTH="18">  <A HREF="index.htm" TARGET="_top" TITLE="Stephen J. Edwards, Attorney at Law"><U><IMG SRC="04f12120.gif" border=0 width="18" height="18" ALT="up" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <bR> </td> </tr></table></body>